Atom Financial Services Group / Investment Banking

Moving Capital.
Shaping Outcomes.

Global Investment Banking for Promoters

Atom Investment Banking is a senior-led advisory platform serving promoters, business groups and institutions across Debt Restructuring, M&A, Special Situations, Private Capital Solutions, and Cross-Border Corporate Finance.
Operating across India, UAE, Singapore and other financial corridors, the platform’s key differentiator is its deep in-house restructuring, turnaround management, and special situations expertise across complex debt and stressed asset mandates.

200+
Years Combined Senior Banking Experience
USD 20Bn+
Restructuring Mandates Executed
Global
Active Presence Across Key Financial Corridors
100%
Independent, Conflict-Free Advisory
The Atom Edge

A different investment
banking model

Institutional execution without the rigidity, conflicts, and fragmented coverage of traditional banking platforms

The Atom Edge
Senior-Led Execution
Direct involvement from experienced bankers across the transaction lifecycle - from structuring and negotiations to execution and closure.
Access to Flexible Capital Networks
Access to curated relationships across private equity funds, private credit, family offices, alternative lenders, strategic investors, and institutional capital providers.
Embedded Within a Promoter & Investor Ecosystem
Positioned alongside a sophisticated multi-family office platform with deep connectivity across promoters, investors, family offices, and private capital networks.
Integrated Cross-Border Capability
Coordinated execution across international financial corridors through a unified and relationship-driven model.
Conflict-free Counsel
Advice delivered without proprietary lending, underwriting, or balance-sheet conflicts.
Core Capabilities

Advisory across every stage
of the financial lifecycle

From growth and expansion through capital efficiency to stress and resolution – we advise across the full corporate lifecycle.

01
Growth & Expansion
Capital Raising & Strategic Transactions

Supporting businesses through capital raises, acquisitions, and cross-border transactions.

  • Debt & Equity Capital Raising – institutional debt, private capital, structured financing, and strategic equity raises
  • M&A Advisory – buy-side and sell-side advisory across acquisitions, divestitures, and promoter-led transactions
  • Acquisition Financing – structuring solutions for leveraged acquisitions and expansion opportunities
  • Joint Ventures & Strategic Alliances – cross-border partnerships and investor alignment structures
  • Strategic & Stakeholder Advisory – transaction structuring, negotiations, and stakeholder coordination
02
Capital Efficiency
Balance Sheet & Capital Advisory

Supporting capital optimisation, financial flexibility, and long-term balance sheet resilience.

  • Capital Structuring – structured solutions across debt, private capital, and strategic financing environments
  • Credit Refinancing – liability optimisation improving liquidity, maturity profiles, and financing efficiency
  • Project Financing – financing structures for infrastructure, industrial, real estate, and expansion projects
  • Trade Finance & Working Capital – advisory across trade facilities, receivables financing, and cross-border support
  • Treasury Risk Management & Hedging – advisory on interest rate, FX, and treasury risk through structured frameworks
  • Debt & Creditor Advisory – lender coordination, covenant advisory, and structured debt management
03
Stress & Resolution
Restructuring & Special Situations

Supporting businesses through restructuring, lender coordination, and recovery frameworks.

  • Debt Restructuring – revised repayment frameworks, refinancing strategies, and negotiated lender arrangements
  • Stressed Asset, Distressed Debt & NPA Advisory – advisory across stressed exposures and lender-led resolution situations
  • One-Time Settlements & Resolution Frameworks – negotiated settlements and coordinated creditor engagement
  • Business Turnaround Advisory – operational stabilisation, liquidity enhancement, and strategic recovery initiatives
  • Multi-Lender & Stakeholder Coordination – complex corporate restructuring and capital dislocation mandates
Where We Operate

Strategic financial
corridors

Connecting capital across every meridian – with active advisory capability across key international financial corridors.

🇦🇪
Institutional Gateway
UAE
The GCC Institutional Hub
International financial ecosystem enabling cross-border structuring and institutional connectivity. Strategic access to GCC promoter groups, investor networks, and regional capital corridors.
🇮🇳
Promoter Ecosystem
India
The Origination & Execution Base
Strategic promoter relationships and transaction origination. Strong execution capability across growth and restructuring situations with deep institutional and entrepreneurial connectivity.
🇸🇬
Capital Access Corridor
Singapore
The Asia Investor Gateway
International investor connectivity and capital networks. Strategic relevance for cross-border structuring and investor engagement – gateway to broader Asia-Pacific capital access.
🌐
Global Expansion
International Corridors
Beyond Borders
Actively expanding advisory reach across global capital markets – bringing institutional investor access, cross-border structuring capability, and strategic transaction support to clients with international mandates and growth ambitions.
Representative Experience

A track record built across
complex situations

Selected mandates across restructuring, capital raising, and strategic advisory – executed across prior institutional, banking, and advisory roles.

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* Representative experience includes mandates executed across prior institutional, banking, and advisory roles of team members.

Leadership

Decades of institutional
expertise, at your table

Every mandate is led by senior professionals with direct institutional experience – from origination through execution and closure.

Harsha Vardhana
Founder & Group CEO · Atom Financial Services Group

Over 25 years across institutional and entrepreneurial wealth platforms. Former CEO at InCred Global Wealth. Deep experience advising promoter families and business-owning entrepreneurs across UAE, India, and Singapore on strategic and capital matters. Leads the group's strategic growth and cross-border expansion initiatives.

InCred Global Wealth Anand Rathi Wealth HSBC Citibank ICICI Bank
Bhanu Vittalam
CEO · Atom Investment Banking

Over 32 years across corporate banking, treasury, institutional risk management, and financial restructuring. Previously held leadership roles at Emirates NBD and Standard Chartered. Managed a USD 7Bn NPA portfolio across GCC and India including several high-profile restructuring situations. Founded Sirius Capital focused on capital advisory and restructuring across GCC and India.

Emirates NBD Standard Chartered Sirius Capital
Amod Karanjikar
Senior Banking & Advisory

Over 17 years in investment banking, capital markets, and corporate finance, with prior roles at JP Morgan, Edelweiss, and A&H Investments. Expertise spans M&A, fund raising, LBOs, IPO advisory, and cross-border transactions. Former Group Financial Controller for a Dubai-based family office with diversified international interests.

Prathap Reddy Malem
Banking & Advisory

Prathap brings cross-sector analytical and advisory experience across financial services, logistics, and technology. Holds a BBA from NMIMS Mumbai and an MSc in Management (CEMS MIM) from NUS Business School, Singapore. Prior experience at Bolloré Logistics, Siemens Healthineers, and Wavicle Data Solutions. Joined the team from Sirius Capital, where he supported advisory mandates across restructuring and corporate finance.

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Whether you are exploring a transaction, navigating a complex capital situation, or seeking a senior advisory relationship – we would like to hear from you.

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